IMPAIRED CREDIT LOANS

Many prospective borrowers believe they will not qualify for a loan because of poor credit. That’s often not necessarily true! Generally, people don’t damage their credit on purpose. There are almost always some unfortunate circumstances that can cause credit problems. The following are some examples:


• Catastrophic Medical Problems
• Divorce
• Business Failure
• Job Loss & Layoffs
• Bankruptcy

WE WELCOME THESE CLIENTS AND ACT AS THEIR ADVOCATE!

Why? We have been processing these types of loans for years. While many brokers only want the “easy” loans, we have the knowledge, skill and experience to handle credit-challenged borrowers. We are often able to approve those who have been turned down by other mortgage companies.

Here’s how we can help:

Credit Report:

If there are inaccuracies (very likely) on your credit report, we can assist in correcting them.

Collections:

We have different programs to get you approved that do not require you to pay collection accounts, no matter how much you owe in consumer collection debt, including repossessions and charge-off’s. We advise that clients make every effort to improve their credit and can give you detailed advice on how to do that, but wouldn’t it make sense to re-establish your credit first through home ownership?

Bankruptcy:

We have home loan programs for clients with a Chapter 7 Bankruptcy less than one year from discharge date. We also have home loan programs for clients currently in Chapter 13 Bankruptcy.

There are some situations where we cannot get clients a home loan. However, when that happens, we will give you an explanation of what you need to do to get there. We have had clients call us after some time and tell us they have followed our advice and are ready to buy. The only cost involved is that of the credit report, currently $15.90, to find out what it is you need to move closer to home ownership!

HOW CAN YOU GET QUALIFIED?

• Fill out the Contact Us form.

• Fill out an application and authorize us to look at your credit. Now we may get you approved and give you a detailed estimate showing the interest rate offered, the loan amount, the estimated monthly payment, all of the costs of the loan and what they’re for, and how much money you will need to close.

• If you like the estimate, we will issue you an Approval Letter and you can go house shopping!

Visit www.cccsatl.org for consumer credit services

HAS BUSINESS FAILURE, BANKRUPTCY OR DIVORCE IMPAIRED YOUR CREDIT? YOU MAY QUALIFY FOR AN IMPAIRED CREDIT MORTGAGE LOAN! CALL AN EXPERIENCED MORTGAGE BROKER @ (866) 700-4290 FOR ADVICE ABOUT IMPAIRED CREDIT!

Serving West Virginia & Ohio
Wheeling, Fairmont, Parkersburg, Huntington, Charleston, Toledo, Columbus

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